Abdominoplasty is a surgical procedure of the lower abdomen that removes excess skin and fat and tightens the abdominal muscles. It is commonly referred to as a tummy tuck. Usually a tummy tuck is performed for cosmetic reasons but there are also some medical conditions that can cause an abdominoplasty to be required. The procedure is considered major surgery and usually makes an overnight hospital stay necessary. For this reason, the costs of a tummy tuck can be quite high.
In the United States, just the surgeon’s fee for abdominoplasty runs on average around $5,250, but this does not include the associated costs of the procedure. Once you add hospital fees, anesthesia and other charges, the total cost of surgery can run $10,000 or more. And this amount can vary greatly depending on where you live. Most health insurance plans do not cover any form of cosmetic surgery, leaving many who would like to have a tummy tuck unable to afford it.
There are simply no grant programs that pay for abdominoplasty, but there are a few ways that the procedure can be paid for through insurance coverage or a health service. It might also be possible to lower the cost of the surgery by traveling outside your home country to have the procedure accomplished. When considering surgery, you should research your options very carefully. If you are interested in having a tummy tuck and struggling with how to afford it, here are a few approaches that might help you out.
Getting a Tummy Tuck Through Insurance
Paying for cosmetic procedures through most health care providers is pretty hard to accomplish. But there are a few serious medical conditions that can result in abdominoplasty being covered. You should never consider faking a health problem to trick your health insurance company into paying for a procedure it normally wouldn’t cover. But if you are experiencing a serious issue such as back pain, an abdominal hernia or you have a condition that makes weight loss extremely difficult, you may be able to have some of the costs of surgery covered by your health plan if a physician will refer you.
To investigate your chances, you will need to consult your doctor and talk about the side effects you are experiencing. If your physician feels you could benefit by having abdominoplasty, contact your health insurance company directly to find out if it will cover the surgery. Getting coverage for this procedure is usually very difficult, but don’t give up without even trying.
National Health Service
If you are a resident of the United Kingdom, the National Health Service will cover the cost of a tummy tuck under the right conditions. If you are having essential abdominal surgery, the service may cover the cost to remove excess fat and skin following that procedure. Resources for any type of cosmetic surgery is fairly limited, however. This can result in very long wait to have the surgery accomplished. Many patients prefer to pay for the surgery independently than to go through that process. But if you wish to explore having your tummy tuck covered by the National Health Service, you will need to start by visiting your general practitioner. If they feel this surgery is a treatment option you should have, they will refer you to a consultant that will determine if it can be funded by the National Health Service.
Traveling Abroad for Abdominoplasty
You may be able to save on the cost of surgery by having the procedure performed abroad, but this will require a great deal of research. Make sure that any quote you receive from a foreign source includes all possible charges. If it does not, then the quote they give you may actually only sound cheaper. You will want to make sure the plastic surgeon that will do the surgery is properly licensed and that the facility meets proper health standards. It is possible that by pursuing a tummy tuck in another country that you can save on surgical costs enough that you can get the procedure done cheaper even after figuring for travel costs. But you may find that to also not be the case.
Be aware of the following risks of having surgery abroad. If you experience any complications, how will that be handled? By potentially having to return for follow ups, costs could end up exceeding that of having the procedure done at home. Flying following a major procedure can also be problematic after receiving anesthesia. Surgery also raises the risk for blood clots. There are a number of factors that may cause you to decide that pursuing surgery abroad is not for you.